From the time that buyers and sellers enter a contract of sale, through settlement and beyond, we coordinate with real estate agents, buyers, sellers, banks & lenders, and other third parties related to real estate transactions to finalize the transactions. From the handling of a title search, the documentation and exchange of money through escrow, the recording of conveyance and mortgage lien-related documents in the appropriate land records, and the issuance of a title insurance policy, we have you covered.
Title insurance products can protect property owners and mortgage lenders from claims relating to the chain of ownership for a particular property. We look for a chain of title (i.e. transfer information), liens, covenants, easements, and a long list of other instruments in the public records related to an individual or entity's ownership of the real estate. Title insurance is issued after a title search is conducted: which includes a search of the public records for documents related to a particular property in the land records of the jurisdiction where the property is located.
As an escrow company, Ray One coordinates with buyers, sellers, real estate agents, and lenders to ensure that the closing goes smoothly and notify the pertinent parties of any problems that arise; record documents; received and disburse funds in accordance with the settlement statement, and hold funds in escrow in accordance with buyer and seller instructions.
Ray One LLC Title, Escrow & Settlement company is licensed in DC, MD, VA, and NC, with its processing centers located in Northern Virginia